House Shopping 101

For many house hunters the search for their first home is an intimidating process. We have compiled some info and some pointers to help make the process as smooth as possible. AGENT versus REALTOR: You have probably heard various terms to describe real estate sales people: realtor, agent and broker. The term “realtor” is actually a trademarked term of the National Association of Realtors. Only real estate agents who belong to a NAR-affiliated...

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Helpful HELOC Facts

Helpful HELOC Facts Your home provides solid shelter and comfort. But it can also help pay for life’s expenses. If you are a homeowner and you have paid down a chunk of your mortgage, having a home equity line of credit, or HELOC, could be a good way to tap into extra funds when you need them. Here are some basics on how HELOCs work and how to know if one is right for you. 1. The amount of financing is based on your home’s value....

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